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From: Gabe.Grall@f18.n382.z1.fidonet.org (Gabe Grall)
Newsgroups: misc.handicap
Subject: No-Fault states
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Date: 4 Sep 90 16:19:52 GMT
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[This is from the Chronic Pain Conference on Fidonet]

Unfortunately, I don't have a lot of knowledge about no-fault states
like yours. As I understand it, you are claiming against your own 
insurance company; rather than the one of the guy/gal who caused the 
damage. Some of them have "thresholds" of a few thousands of dollars 
before you can get the big bucks; and I suppose thats ok to keep out the 
slugs. Sounds to me like you have one of those claims that their isn't 
enough money in the world to fix. I had to settle one of those once and 
it bothered me to no end the length of time it took. I mean, the kid was 
dead; we had a policy in force, the medical bills for his death were 
close to $22,000...why did it take the company 6 months to decide to pay 
the measley $25,000 we had?? I have some freinds who are paralyzed vets,
I'm a wounded vet myself, but not in chronic pain, or paralyzed. The 
dudes in chairs generally seem to have their 'defecation consolidated' 
much better than the walking whiney types. Knew a full MD in Oklahoma 
City who was a legit Quad. Read medical charts and turned pages with a 
mouth stick, smart as a whip of course. Is your attorney exploring every 
possible angle on the daughters injury? Was this an auto accident? 
industrial? Defective Product? any Punitive Aspect i.e. drunk driver or 
something. Although I said not to let emotion come into play, those 
factors can sway a negotiation.. I mean, if you are working on a case 
with
a drunk driver at fault; what insurance company wants to defend that
??? Not me, thats for sure. If I'm being to nosey, tell me to go away and 
I will; but I'd like to know more.... prayers in your direction, I assure 
you.

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