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From: Linda.Iverson@p0.f33.n130.z1.fidonet.org (Linda Iverson)
Newsgroups: misc.handicap
Subject: Insurance
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Date: 9 Oct 90 13:02:59 GMT
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Index Number: 10964

Bill, I was interested when I saw the message where you saidd your 
insurance would pay for a speech card.  Did I understand correctly? 

 If so, do you or anyone else reading this know if Medicare will 
help purchase adaptive technology or scleral shells?  What is Medicare's 
guideline or the guideline of other insurancekO companies concerning 
what adaptive equipment is covered and what is not?  Are some private 
insurance companies more cooperative this way than others?  Right 
now my only insurance is Medicare.  My son is on his dad's Federal 
employees' Blue Cross plan, but he won't pay anything nor send me 
the forms so I can submit bills.  And, even if I did, because I am 
not the policyholder, I wouldn't be notified concerning the claim-
-what was covered or information about reimbursements or anything, 

so I don't know what else to do but continue to pay my son's medical 
bills; so, I am in the market for a good, inexpensive insurance plan 
for both of us.  If any of you have info to share, perhaps Echo Mail 
would be best for this.  I don't want to take up space here for my 
specific quezstion and certainly don't want to start an argument 
about which insurance companies are best, but the info would be helpful. 

 The way it is in my area you generally pay the doctor's visits and 
buy the medicine and are reimbursed.  My son is very healthy, but 
things do come up.  He had upper lobe pneumonia last summer which 
necessitated three doctors' visits and four medicines.  Just thought 
I'd ask.  Thanks in advance for your input.
 
Linda Iverson
 

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