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From: tempest@walleye.csuchico.edu (Kenneth K.F. Lui)
Newsgroups: comp.sys.mac.misc,comp.sys.ibm.pc.misc
Subject: SUMMARY--computer knsurance
Keywords: computer insurance summary
Message-ID: <1990Nov29.033512.5072@ecst.csuchico.edu>
Date: 29 Nov 90 03:35:12 GMT
Sender: news@ecst.csuchico.edu (USENET)
Reply-To: tempest@walleye.csuchico.edu (Kenneth K.F. Lui)
Distribution: usa
Organization: California State University, Chico
Lines: 59

Hi,
	This is a summary of my request several weeks ago concerning
advice for computer insurance.  To recap, I purchased another
system and feel the need to protect my investment (this is for
personal use, like my other system).  As a neophyte when it comes
to insurance, I asked for recommendations about specific
companies and what to look out for and what to avoid.  Here are
the respondents, in mail-box arrival order (they've been
paraphrased unless noted):

---
- klee@uhunix.uhcc.Hawaii.edu
If the system is small, don't bother with insurance; however, if
what one has large systems [and I take it that many systems count
to be one large system] it would be advisable.
---
- William Moss, gt0831c@prism.gatech.edu
- Gerald A. Edgar, edgar@mps.ohio-state.edu
Get a ride on one's current home/property insurance.  [As a matter
of fact, most of the responses recommended that I do this or go
through a traditional insurance company with some modifications.
See other responses.]
---
- Scott J. Bury, sjbury@owlnet.rice.edu
[Scott gave me a description of his insurance policy on $8000
worth of equipment.]
     "Inland marine" policy [sic] from State Farm for
     electronics and data processing equipment.
     The policy protects against theft, power spike damage,
     etc, with full replacement.
     It costs $100/year.
---
- Jim Gaynor, gaynor@magnus.ircc.ohio-state.edu
Speak to the agent regarding protecting electronic equipment
because most home-owners' policies don't take them into
consideration.  [Jim has a policy with NationWide for
$100/year.  It seems as though Scott Bury--above--also has a
"special" for electronic equipment.]
---
- Brian G. Gordon, briang@Eng.Sun.Com
[Brian also recommended that I get a special policy that covers
electronic equipment.  It is worth it although the basic premium
may be be increased.]
---
- Annette Myjak, arm@sps.com
[Annette picked up a ride on her standard renter's policy for her
computer equipment.  She mentioned that the insurance provider
wouldn't let her have a "business" policy because it was for
personal use.  __What's the difference between "personal" and
"business policy??__]
---
- Peter Bye, pbye@ub.d.umn.edu
[Peter recommends St. Paul Company (St. Paul, MN).  He says
basically the same thing Annette said.]
--

______________________________________________________________________________
tempest@ecst.csuchico.edu, tempest@walleye.ecst.csuchico.edu,|Kenneth K.F. Lui|
tempest@sutro.sfsu.edu, tempest@wet.UUCP                     |________________|