Path: utzoo!utgpu!news-server.csri.toronto.edu!rpi!zaphod.mps.ohio-state.edu!swrinde!elroy.jpl.nasa.gov!lll-winken!uunet!aurs01!luce From: luce@aurs01.UUCP (J. Luce) Newsgroups: comp.org.eff.talk Subject: Re: Dealing with a bad credit report Message-ID: <59674@aurs01.UUCP> Date: 22 Mar 91 14:22:13 GMT References: <1225@airs.UUCP> <59668@aurs01.UUCP> <10215@exodus.Eng.Sun.COM> Sender: news@aurs01.UUCP Reply-To: luce@aurw46.UUCP (J. Luce) Organization: Alcatel Network Systems, Raleigh NC Lines: 24 In article <10215@exodus.Eng.Sun.COM> randolph@cognito.Eng.Sun.COM (Randolph Fritz) writes: -There is a federal law requiring that the company who turns you down -for credit must give you a copy of the credit report. You can also -request a correction if there are errors, and add your own version if -the credit reporting company refuses to correct an error. Procedures -for this are published every so often in *Consumer Reports*, and I -suggest you check there -- putting things in writing and obeying time -limits may be important. - -Also, check around in your local library -- they may have something on -this. - - nd t - ou ui -R Press T __Randolph Fritz sun!cognito.eng!randolph || randolph@eng.sun.com - ou ui Mountain View, California, North America, Earth - nd t I am well aware of this stuff, what *IRKS* me is that they or anyone else with this so-called vested interest can access my data without asking *AND* getting my permission. What you suggest is after-the-fact stuff. I want to know if there is anything on the Federal Books against the accessing of this credit info without written or at the very least verbal OK to do so...