Path: utzoo!utgpu!news-server.csri.toronto.edu!rpi!zaphod.mps.ohio-state.edu!swrinde!cs.utexas.edu!uunet!pilchuck!dataio!fnx!del
From: del@fnx.UUCP (Dag Erik Lindberg)
Newsgroups: comp.org.eff.talk
Subject: Re: Dealing with a bad credit report
Message-ID: <917@fnx.UUCP>
Date: 28 Mar 91 00:34:15 GMT
References: <1225@airs.UUCP> <59668@aurs01.UUCP> <10215@exodus.Eng.Sun.COM>
Organization: I/Ovations    Kirkland, WA
Lines: 27

In article <10215@exodus.Eng.Sun.COM> randolph@cognito.Eng.Sun.COM (Randolph Fritz) writes:
>There is a federal law requiring that the company who turns you down
>for credit must give you a copy of the credit report.  You can also
>request a correction if there are errors, and add your own version if
>the credit reporting company refuses to correct an error.  Procedures
>for this are published every so often in *Consumer Reports*, and I
>suggest you check there -- putting things in writing and obeying time
>limits may be important.

I don't think this is germane(sp?) to the issue.  The issue is with a man that
was denied PREPAID service because of a bad credit report.  Maybe he really
DOES have bad credit.  So what?  Maybe the man screwed up and wasn't able
to pay a few bills.  He gets a bad credit rating.  Now he can't buy
insurance on his house, even if he pre-pays.  His house burns down, with
everything in it, and now the man is left with nothing.  And probably a
major outstanding debt, which combined with bad credit will certainly
prevent him from buying a new house.  And if landlords in NC also have
a 'vested' interest in his credit rating (and who could argue they don't?)
the man wouldn't even be able to rent a place.  The guy ends up on the 
street, or begging for a couch from friends.

IMHO this is serious misuse of credit information, and I'll make sure I
*never* move to NC!

-- 
del AKA Erik Lindberg                             uunet!pilchuck!fnx!del
                          Who is John Galt?