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From: bogie@phoenix.UUCP (Rona J. Kopp)
Newsgroups: net.auto,net.legal
Subject: what to do after auto accident?
Message-ID: <1137@phoenix.UUCP>
Date: Mon, 22-Apr-85 08:50:32 EST
Article-I.D.: phoenix.1137
Posted: Mon Apr 22 08:50:32 1985
Date-Received: Tue, 23-Apr-85 06:25:29 EST
Organization: AT&T Information Systems, Lincroft NJ
Lines: 37
Xref: watmath net.auto:6504 net.legal:1589

yesterday my car ('82 subaru) was totalled.
in short, a car travelling west swerved (to avoid another car)
into the eastbound lane hitting my car and the car following me.
Fortunately no apparent injuries.

i have never been involved in an accident of this sort.
i figured there must be some people 'out there' who have been,
who could offer advise.  some of the questions i have running around
in my head follow.  any responses/suggestions/warnings would be most
appreciated.  thanks...

	+ what expenses should i expect the insurance company to pick
up (towing/storage of 'car'/rental car/etc)?
	+ it has been suggested that i visit a doctor immediately if i
think back/neck injury was at all possible-does this imply that
anything that might crop up is only 'covered' if i visit a dr. w/in 24
hours or so of the accident?
	+ when the car is deemed 'totalled' - do i correctly assume
that i will get 'book value' for the car and the 'remains' of the car
are then the property of the insurance company?  
	+ the police dept. said the police report will be ready in 3-4
days.  what steps do i follow once i get that report back? i.e. do i
contact the faulted driver's insurance company directly? (i assume
fault will be assigned - there seemed to be no question as to what
happened - there were many witnesses)
	

finally - anyone have any good recommendations on cars?

rona


-- 
Rona J. Kopp
AT&T Information Systems/Lincroft, NJ
{ihnp4|ahuta|pegasus}!phoenix!bogie
lz3f313  (201) 576-6315