Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP
Posting-Version: version B 2.10.2 9/18/84; site bbnccv.UUCP
Path: utzoo!watmath!clyde!burl!ulysses!mhuxr!ihnp4!bbnccv!ldenenbe
From: ldenenbe@bbnccv.UUCP (Larry Denenberg)
Newsgroups: net.auto,net.legal
Subject: Re: what to do after auto accident?
Message-ID: <263@bbnccv.UUCP>
Date: Wed, 24-Apr-85 11:16:00 EST
Article-I.D.: bbnccv.263
Posted: Wed Apr 24 11:16:00 1985
Date-Received: Thu, 25-Apr-85 04:37:03 EST
References: <1137@phoenix.UUCP> <481@tellab1.UUCP>
Reply-To: larry@harvard.UUCP (Larry Denenberg)
Organization: Bolt Beranek and Newman, Cambridge, MA
Lines: 14
Xref: watmath net.auto:6543 net.legal:1600
Summary: 

Be absolutely certain that you check the insurance company's calculation
of "book value."  When my car was totalled about two years ago, the company
(Aetna) sent me an absurdly low figure.  They claimed to be averaging the
values specified in the two "books" (NADA Bluebook and NMR Redbook) but
each computation was just a little off.  They used the wrong tables or codes,
calculated the mileage adjustment improperly, deducted $75 for a missing
radio even though the book stated that a radio was $75 extra if present,
and so forth.  After I pointed all this out they simply paid according
to my calculations---an extra $240.  I was always a bit suspicious that
each of their errors was in their favor, and that they were so quick to
adopt my corrections without comment.

Larry Denenberg
larry@harvard