Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP
Posting-Version: version B 2.10.2 9/5/84; site tellab1.UUCP
Path: utzoo!watmath!clyde!burl!ulysses!mhuxr!mhuxt!houxm!ihnp4!tellab1!etan
From: etan@tellab1.UUCP (Nate Stelton)
Newsgroups: net.auto,net.legal
Subject: Re: what to do after auto accident?
Message-ID: <481@tellab1.UUCP>
Date: Tue, 23-Apr-85 14:03:29 EST
Article-I.D.: tellab1.481
Posted: Tue Apr 23 14:03:29 1985
Date-Received: Wed, 24-Apr-85 04:21:40 EST
References: <1137@phoenix.UUCP>
Reply-To: etan@tellab1.UUCP (Nate Stelton)
Organization: Tellabs, Inc., Lisle, IL
Lines: 40
Xref: watmath net.auto:6528 net.legal:1595
Summary: 

In article <1137@phoenix.UUCP> bogie@phoenix.UUCP (Rona J. Kopp) writes:

>	+ what expenses should i expect the insurance company to pick
>up (towing/storage of 'car'/rental car/etc)?

Since the accident was not technically your fault, make sure that the other
guy's company picks up the tabs.  Go for everything you personally feel
entitled.  Don't just sit back and expect.  Negotiate.

>	+ it has been suggested that i visit a doctor immediately if i
>think back/neck injury was at all possible-does this imply that
>anything that might crop up is only 'covered' if i visit a dr. w/in 24
>hours or so of the accident?

Yes.  BTW, my brother was in an accident where he didn't think neck injury
was possible, so he didn't go.  Three days later he was in much pain.

>	+ when the car is deemed 'totalled' - do i correctly assume
>that i will get 'book value' for the car and the 'remains' of the car
>are then the property of the insurance company?  

Yes, but sometimes the company will offer partial book value and let you keep
the remains.

>	+ the police dept. said the police report will be ready in 3-4
>days.  what steps do i follow once i get that report back? i.e. do i
>contact the faulted driver's insurance company directly? (i assume
>fault will be assigned - there seemed to be no question as to what
>happened - there were many witnesses)

Does NJ have state reports for you to fill out?  If so, definitely do it.  I
suggest contacting the faulted driver's insurance company directly and
immediately, unless your company specifically has told you not to.

>finally - anyone have any good recommendations on cars?

Decide what you want it to do and how much you are willing to spend before
you go shopping.  How about new or used Toyota SR-5's?

                                 -etan