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From: doug@terak.UUCP (Doug Pardee)
Newsgroups: net.auto,net.legal
Subject: Re: what to do after auto accident?
Message-ID: <541@terak.UUCP>
Date: Fri, 10-May-85 17:28:09 EDT
Article-I.D.: terak.541
Posted: Fri May 10 17:28:09 1985
Date-Received: Mon, 10-Jun-85 04:26:55 EDT
References: <604@abnji.UUCP> <504@hou2b.UUCP> <5270@ucla-cs.ARPA>
Organization: Terak Corporation, Scottsdale, AZ, USA
Lines: 22

> It's advisable NOT TO WAIVE the damage waiver on your rental.

I have always paid the extra for full collision coverage.  One incident
probably paid for all of the premiums for the rest of my life.  I'd left
a brand-new rental car with the valet parking at the hotel in New
Orleans I was staying at.  When I got it back, the entire left front was
crumpled in -- headlight completely missing, just plain wiped out.  Of
course, the valet claimed "It was like that when you brought it in."

Another time, I didn't take the coverage on a business trip, as my (then)
employer self-insured.  Came out from the meeting to find the right side
of the car smashed in, both front and rear doors.  My employer got hit
with two incidents that week -- another employee rented a car in Dallas,
and it was raining cats and dogs so he didn't look it over.  Turned out
the rear end had been smashed in before he'd gotten it, no taillights or
anything left (he was wondering why the turn signals didn't work :-)

Have you checked the amount of the deductible?  $1000 to $2000 is not
unusual.  Pay the extortion (er, insurance) and sleep easier.
-- 
Doug Pardee -- Terak Corp. -- !{ihnp4,seismo,decvax}!noao!terak!doug
               ^^^^^--- soon to be CalComp