Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP
Posting-Version: version B 2.10.1 6/24/83; site ut-ngp.UUCP
Path: utzoo!decvax!mcnc!philabs!cmcl2!seismo!ut-sally!ut-ngp!sunil
From: sunil@ut-ngp.UUCP (Sunil Trivedi)
Newsgroups: net.consumers,net.invest
Subject: Re: Free VISA & Mastercard
Message-ID: <1805@ut-ngp.UUCP>
Date: Sun, 9-Jun-85 19:39:43 EDT
Article-I.D.: ut-ngp.1805
Posted: Sun Jun  9 19:39:43 1985
Date-Received: Wed, 12-Jun-85 15:12:08 EDT
Distribution: na
Organization: The University of Texas, Austin, TX 78712
Lines: 46
Xref: pepe net.consumers:958 net.invest:226


	I've been enticed by by the following for padding
	my wallet with more plastic:

		1) First National Bank in Albuquerque (FNBA)
		   AAA/VISA : No deposit required; AAA membership
			      initially required; 
			      $10/year;
			      Annual interest rate: 18.4% (?)
			      See local American Automobile Association
		2) CoreStates Bank of Delaware
		   P.O. Box 8924, Wilmington, DE 19899
		   VISA,MC  : No deposit required; 
			      $18/year each or $25/year for both;
			      Annual interest rate: 17.9%
			      1-800-833-3010
		3) Citibank, South Dakota (?)
		   VISA,MC  : No deposit required;
			      $20/year;
			      Get Citidollars (similar to AT&T Opp. Credits);
			      Annual interest rate: ?
		4) Interfirst Bank, Dallas
		   VISA/MC  : No deposit required;
			      No charge for first year;
			      Finance charges begin on day of purchase;
			      Annual interest rate: 21.0% (?)

	I was also offered the AMEX card, but for $35/year it was not as
	'attractive' as the VISA/Mastercard offers above.  Actually they
	(American Express) pestered me three times, telling me that I should 
	be honored to be offered an AMEX card.  But somehow I felt that
	I didn't need the 'honor'.  Interfirst Bank offered me a lure of
	a $1000 credit limit, but Interfirst (like all Texas banks) charges
	interest from the day of purchase unlike most 'normal' banks that
	give a grace period which extends after the date the bill arrives,
	so I declined it.

	If anyone can add to this list, please post it, since there are
	many out there who live on credit.

					      Sunil Trivedi
					    sunil@ut-ngp.ARPA
					...!ut-sally!ut-ngp!sunil

     "Beam me up fast Scotty - there's no toilet paper down here!"
         {No reference to 'discussion' on net.women/net.flame}