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Posting-Version: version B 2.10.1 6/24/83; site alice.UUCP
Path: utzoo!watmath!clyde!burl!ulysses!allegra!alice!ark
From: ark@alice.UUCP (Andrew Koenig)
Newsgroups: net.consumers
Subject: Re: trouble with trw
Message-ID: <4008@alice.UUCP>
Date: Thu, 18-Jul-85 11:29:52 EDT
Article-I.D.: alice.4008
Posted: Thu Jul 18 11:29:52 1985
Date-Received: Sat, 20-Jul-85 06:42:24 EDT
References: <414@ttidcb.UUCP>
Organization: Bell Labs, Murray Hill
Lines: 19

> during my poor college years i had a few problems with money. since
> then i've paid off all debts, a few had gone into collection. i
> was turned down	for a SMALL loan recently and requested	my credit
> report from trw, lo and	behold the accounts that had gone into
> collection but were PAID since still showed up as negative. i called
> trw and	they said only the company that	reported the debt can have
> it removed from	the report. HELP!!

It is true that only the company that reported the debt can have it
removed from your report.  However:

	1. If you tell TRW you paid the debt, they are required to
	   try to contact the company and verify your claim.  If they
	   succeed, they will remove the item.

	2. If they can't get verification, you are allowed to enter
	   a statement of your own as to what happened; they must
	   give this statement to everyone to whom they give a report
	   on you.