Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP
Posting-Version: version B 2.10.2 9/18/84; site brl-tgr.ARPA
Path: utzoo!linus!philabs!cmcl2!seismo!brl-tgr!ron
From: ron@brl-tgr.ARPA (Ron Natalie <ron>)
Newsgroups: net.politics,net.legal
Subject: Re: Seat Belts
Message-ID: <177@brl-tgr.ARPA>
Date: Thu, 25-Jul-85 12:50:46 EDT
Article-I.D.: brl-tgr.177
Posted: Thu Jul 25 12:50:46 1985
Date-Received: Sat, 27-Jul-85 01:18:11 EDT
References: <316@baylor.UUCP>
Distribution: net
Organization: Ballistic Research Lab
Lines: 15
Xref: linus net.politics:9420 net.legal:1507

> Insurance companies stop paying for injuries that would have been prevented
> by wearing a seatbelt. If you want seat-belt-free insurance you have to pay
> through the nose because it obviously puts you in a high-risk group. Suicide
> is already exempted from coverage, so there's a precedent. It will encourage
> people to wear seatbelts, shut up the civil libertarians, and decrease the
> premiums responsible people have to pay (or at least slow down their growth).
> 
> Any legal objections? Anybody out there with the pull to support this?

Actually, I doubt the insurance companies would go for this.  It only solves
half of the issue (if it even does that).  Suppose, that I (with my seatbelt
discount) go out driving with me belt on and run into (my fault) someone else
who is not wearing their seatbelt.  My policy is still obliged to pay.

-Ron