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From: scott@hou2g.UUCP (Racer X)
Newsgroups: net.auto,net.consumers,net.flame
Subject: Re: RE: Auto Insurance ($$$)
Message-ID: <606@hou2g.UUCP>
Date: Wed, 4-Sep-85 12:08:35 EDT
Article-I.D.: hou2g.606
Posted: Wed Sep  4 12:08:35 1985
Date-Received: Thu, 5-Sep-85 08:31:17 EDT
References: <3501@topaz.RUTGERS.EDU>
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Xref: watmath net.auto:8025 net.consumers:2899 net.flame:11800


New Jersey is definitely the most expensive state
when it comes to auto insurance.  And it is, I've
heard, also the safest, IF ONLY FATALITIES ARE
CONSIDERED.  

Yep, we have the lowest per capita (or at least one
of the lowest) death rate due to auto accidents--actually
pretty surprising to those who've driven here.  We
also have probably more ACCIDENTS than most states, and
one of the highest number of suits.  Not to mention
the average size of legally awarded "settlements".  This
explains the high liability insurance costs.

New Jersey also has more lawyers per capita than any other
state--more even than the entire country of Japan!  Gee,
you think there's a connection?

Of course, any tirade on NJ insurance would be incomplete
without mentioning the misnamed "no-fault" insurance.  In
this state, if you have a heart attack while waxing your
car, you are covered.  Fine, you say.  But we are REQUIRED
BY LAW to have and pay (through the nose) for this coverage!

Most people don't realize the "no-fault" doesn't refer to
the insurance at all.  It refers to the legislators, lawyers,
bureaucrats, and insurance companies who say this mess is
"Not my fault".

			Fed up,

			Scott