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From: scott@hou2g.UUCP (Racer X)
Newsgroups: net.auto,net.consumers
Subject: Re: Auto Insurance ($$$)
Message-ID: <642@hou2g.UUCP>
Date: Tue, 24-Sep-85 08:44:14 EDT
Article-I.D.: hou2g.642
Posted: Tue Sep 24 08:44:14 1985
Date-Received: Wed, 25-Sep-85 03:31:29 EDT
References: <632@grkermi.UUCP>
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Xref: watmath net.auto:8265 net.consumers:3032



>In 1977, Massachusetts became one of the first states to outlaw discrimination
>in insurance rates due to age, sex, and/or marital status.  (At that time I
>was 24, male, single, clean driving record, and driving a 4-year-old Japanese
>station wagon.  My rates dropped from $889 a year to $332... by extrapolation,
>your $800 would have been $2100 under the "free market"!)

My, my, my!  Aren't YOU happy!  But what about the 35-year-old woman, married,
clean driving record, with an 8-year-old dodge whose rates went up from $100
to $300?  She's subsidizing you, who are a higher risk.  Not allowing insurance
companies to tie premiums to risk is a good way to drive up rates for everyone
but the high risk cases.  And "drive" several companies out of business.


			Scott J. Berry


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