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From: suhina@kodak.UUCP (brian suhina)
Newsgroups: net.consumers
Subject: Re: credit cards
Message-ID: <229@kodak.UUCP>
Date: Thu, 13-Feb-86 08:27:53 EST
Article-I.D.: kodak.229
Posted: Thu Feb 13 08:27:53 1986
Date-Received: Sun, 16-Feb-86 04:51:39 EST
References: <227@kodak.UUCP>
Distribution: net
Organization: Eastman Kodak Co., Rochester, NY
Lines: 46

> Jane Bryant Quinn writes a column on consumer issues and her latest
> ( Feb. 6,1986 ) in the Rochester "Democrat and Chronicle" is about
> low interest credit cards and cards that have no annual fee. She says
> the low interest cards are in the 12 to 17 per-cent range. The cards
> that charge no annual fee generally charge 18 to 21 per-cent. She 
> doesn't list specific banks but says someone named "Bankcard Holders
> of America" publishes a list of banks that charge no annual fee for
> their credit cards and a list of banks that have low interest rates
> for their cards. Copies of both lists can are available for $2.95
> and a self addressed stamped envelope. The address is
> 
>           BHA
>           333 Pennsylvania Ave. S.E.
>           Washington D.C. 20003
> 
> I have never heard of this group. Has anyone had any correspondence
> with them? I'll post a summary to the net of any interesting responses.

Many thanks to John Tais, AT&T Information Systems for the following info.
The list of banks from the BHA organization is pretty short, only a few 
dozen banks listed. Most don't accept nationwide applications or have
other restrictions such as requiring you to have other accounts with that
bank. A few that do accept nationwide applications are:

AVCO National Bank     (19.2%)
17770 Cartwright Rd.
Irvine CA 92714
800-524-6000

Imperial Savings Assn. (19.8%)
PO BOX 23525
Bank Card Dept #925
San Diego CA 92123
800-345-3263 - outside Calif
800-542-6209 - within Calif

The MORE Card (Visa, 21.9%)
PO Box 3121 
Evansville, IN 47731
812-473-1777

The standard disclaimers apply to both John and myself with regards to these
banks and/or the BHA organization.

Brian Suhina