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From: pdg@ihdev.UUCP (P. D. Guthrie)
Newsgroups: net.consumers
Subject: Re: By the Way, How To Find Out about My Credit Rating -so to speak-
Message-ID: <519@ihdev.UUCP>
Date: Mon, 17-Feb-86 10:57:13 EST
Article-I.D.: ihdev.519
Posted: Mon Feb 17 10:57:13 1986
Date-Received: Tue, 18-Feb-86 04:01:23 EST
References: <34200015@uiucuxc> <4957@alice.uUCp> <709@hou2b.UUCP>
Reply-To: pdg@ihdev.UUCP (55224-P. D. Guthrie)
Organization: AT&T Bell Laboratories
Lines: 27

In article <709@hou2b.UUCP> tpl@hou2b.UUCP (T.LEE) writes:
>These many "Sears" discussions prompt me a question of how to find
>out about my own credit report.  Obviously, I am assuming that
>we consumers have the right to know that.  Any simple means from the
>net? This might be useful to see what's being known about me by the
>"public" (well, need-to-know basis and with your SS#) and who wrote
>bad things about me - next-to-last landlord?
>	T. Paul Lee
>	...!hou2b!tpl
>	ATT BL - Holmdel


Most local credit bureaus will tell you for a fee (about $40 at the one
I used to work at) and some even do credit consulting to tell you how to
``erase'' bad credit.  It may seem like a lot, but they have to pay a
fortune to tap into TransAmerica credit data banks.  One thing about
this is that it mainly contains information about bad credit, and for
instance a person who has spent their whole life paying cash for
everything (yes those people exist) have no credit rating, although in
theory, they are a very low credit risk.  It is therefor good to have a
couple of credit cards, and to take out a loan for something you may be
able to afford right off, just to ``up'' your credit rating.
-- 

Paul Guthrie				`When the going gets weird,
ihnp4!ihdev!pdg				 The weird turn pro'
					  - H. Thompson