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From: elric@proper.UUCP (Elric of Imrryr)
Newsgroups: net.consumers
Subject: Re: By the Way, How To Find Out about My Credit Rating -so to speak-
Message-ID: <109@proper.UUCP>
Date: Tue, 11-Mar-86 06:06:48 EST
Article-I.D.: proper.109
Posted: Tue Mar 11 06:06:48 1986
Date-Received: Thu, 13-Mar-86 07:54:26 EST
References: <262@batcomputer.TN.CORNELL.EDU> <5007@alice.uUCp>
Reply-To: elric@proper.UUCP (Elric of Imrryr)
Organization: Lunatic Laboratories Unltd.
Lines: 30

>> You can ask your local credit bureau to show you your record.  They cannot
>> refuse, although they can charge you a fee.  They are required to investigate
>> any items you contest and cannot publicize those items while being investigated.
>> Also, a way to see this is to be turned down for credit ... after that they
>> must show it to you for free.
>
>Two warnings:
>
>	1. If you ask to see a copy of your file, you will discover that
>	   the last item on it is probably "asked to see copy of file."
>	   How this affects institutions to whom you may subsequently
>	   apply for credit is anybody's guess, but I recall a newspaper
>

I have dealt with CBI (nasty nasty people). They keep of list of every
company that asks about your credit in your files & the dats they ask.
I was turned down for credit because, 5 other companys had seen my
report last month.
I have also found that you can have $3000 in paid debt & good credit, and
$145 in bad debts will cancell that out.

	Beware of CBI, they have a rep of not check if there facts are facts,
it pays to keep an eye on them.


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|    Elric of Imrryr               |
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