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From: jeanette@randvax.UUCP (Jeanette Haritan)
Newsgroups: net.consumers
Subject: Re: Sears
Message-ID: <105@randvax.UUCP>
Date: Tue, 11-Mar-86 17:16:13 EST
Article-I.D.: randvax.105
Posted: Tue Mar 11 17:16:13 1986
Date-Received: Fri, 14-Mar-86 07:47:08 EST
References: <665@drutx.UUCP> <1383@osu-eddie.UUCP> <97@oucs.UUCP> <310@drivax.UUCP>
Reply-To: jeanette@rand-unix.UUCP (Jeanette Haritan)
Organization: Rand Corp., Santa Monica
Lines: 35

In article <310@drivax.UUCP> holloway@drivax.UUCP (Bruce Holloway) writes:
>>Tim Thompson:  (that's me, folks!)
>>  Figure this: I'm still a college student and have my Sears, Penney's, Lazarus,
>>and a few other cards. I'm making about $137 every other week, and I've got
>>cards coming out my nose. NOW, my wife, who's supporting us right now by
>>teaching at a junior high school, has been turned down THREE TIMES for a Sears
>>card, and we're still now sure why. Can anyone explain that, other than
>>Sears being kind of stupid for giving their card to someone who can't afford
>>it, and not giving it to someone who can?
>
I was advised by a friend to apply for a Sears card when I was in college.
He insisted that a college student could practically walk in and get one on
demand.  I found this hard to buy, as I had no credit at all, except for my
student loan, which wasn't due payment for four years.  Also, I had no
checking account...only savings.

Well, I WAS turned down, simply because I had no checking account.  Within
a week I opened an account, and within four weeks I had my card.

I have no idea why your wife would be turned down, especially three times!?
Have her keep trying.  I know of one person who applied for an AMEX, and
was turned down.  She re-applied, changing the spelling of her name by one
letter (i.e, jon...john, tammy...tammi, etc.).  With the second application
she was approved.

I have another friend who actually had BAD credit when she got married.
Her husband had a Mastercard, and when she was divorced, she called MC
and asked them to take her husband's name off HER card (she never was even
added to HIS).  Sure enough, MC sent two cards...one to him and one to
her with separate accounts.  I would not advise doing that...seems one
could get caught or something.
--
jeannette haritan

yeah sure