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From: neals@tekigm.UUCP (Neal Sedell)
Newsgroups: net.cycle
Subject: Re: Motorcycle insurance
Message-ID: <883@tekigm.UUCP>
Date: Fri, 15-Aug-86 15:01:05 EDT
Article-I.D.: tekigm.883
Posted: Fri Aug 15 15:01:05 1986
Date-Received: Thu, 28-Aug-86 04:02:36 EDT
References: <2337@voder.UUCP> <15267@ucbvax.BERKELEY.EDU>
Organization: Tektronix, Vancouver WA
Lines: 33
Keywords: Which company to go with?

In article <15267@ucbvax.BERKELEY.EDU>, mazlack@ernie.Berkeley.EDU (Lawrence J. Mazlack) writes:
> I didn't know that State Farm would insure bikes.  A lot of auto insurers
> will not - for example, my auto carrier is Prudential and they don't cover
> bikes.

Well, I am currently with WA State Grange insurance, and decided that the
insurance on my 80 Suzuki 550 was a bit high for having put 14K miles on
it in 5 years so I checked with State Farm.  They quoted me ~ $120 year,
which is almost exactly the 6 MONTH premium for Grange.  And this is for
a single male, as opposed to the married rate from Grange.  The only
catch with State Farm is that they won't take just bikes, you have to have
a car.  So I asked about rates for my 86 Camaro, and it was a bit lower,
again single vs. married...  Then I ran into another gotcha, they won't
take only sports cars, you have to have another low-risk type vehicle.
Luckily I have an old jeep gathering rust that I could insure for $40/yr
liability only and get the other vehicles insured for quite a bit less
overall and have the jeep covered to boot.  When I got my first street
bike in 1978 the dealer sold me a policy from Daryland.  The insureance
was very inexpensive, but then it was only an XL125...  The one reason
I stayed with Grange was that they have a good reputation for paying
claims quickly and completely, but I think it's gotten too expensive
to be worth the convenience if, heaven forbid, I should need it.  I
haven't had a claim or a ticket in 10 years......  Hopefully the law
of momentum will apply.  Oh yes, I got a new statement from Grange
two weeks ago - they raised the rates 50%, I presume for going from
married to RISK driver category.

	Neal "Shoulda kept my old pickup" Sedell


Remember - You may get less than you pay for but you'll never get MORE.
-- 
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