Path: utzoo!ncc!alberta!watmath!watdragon!hwarkentyne
From: hwarkentyne@watdragon.waterloo.edu (Kenneth Warkentyne)
Newsgroups: can.general
Subject: Re: RRSP unfairness
Message-ID: <5479@watdragon.waterloo.edu>
Date: 3 Mar 88 17:32:40 GMT
References: <5464@watdragon.waterloo.edu> <15565@onfcanim.UUCP>
Reply-To: hwarkentyne@watdragon.waterloo.edu (Kenneth Warkentyne)
Distribution: can
Organization: U. of Waterloo, Ontario
Lines: 15

I was just trying to point out that there are some extra benefits to
belonging to a company pension plan that could conceivably make up
for the apparent unfairness of the current RRSP contribution limits.

I think the pertinent questions are:
How much less tax would you pay if you could contribute up
to the full $7,500/20% limit?  Does this offset the amount of money
that the company is paying towards your pension?
How do the pension benefits look in comparison to the actual amount of
money you contribute?
And how does the return look in comparison to the ways in which you
could invest the money on your own remembering that interest rates
are low these days and the stock market quite erratic?

Ken Warkentyne