Path: utzoo!attcan!uunet!pyrdc!netsys!vector!nobody From: MYERSTON@KL.SRI.COM (HECTOR MYERSTON) Newsgroups: comp.dcom.telecom Subject: Local Telco and Credit Cards Message-ID: Date: 5 Oct 88 15:38:48 GMT Sender: chip@vector.UUCP Lines: 17 Approved: telecom-request@vector.uucp (USENET Telecom Moderator) X-TELECOM-Digest: volume 8, issue 153, message 3 X-Submissions-To: telecom@xx.lcs.mit.edu (Mailing List Coordinator) X-Administrivia-To: telecom-request@vector.uucp (USENET Telecom Moderator) Patrick_A-Townson@cup.portal.com.uucp provides a very clear and erudite theory on credit cards and PINs. Unfortunately it is also about 100% inaccurate. There is no such thing as a "universal data base" of credit cards and PINs, in fact there is an incredible mumbo-jumbo of numbers, carriers, verification systems and access methods. For example, the card numbers issued by the LEC and AT&T are often (up to to now) the same. This means that if you punch the numbers in or pass verbally to the operator they are interchangeable. HOWEVER, the mag strips on the back are neither the same nor universally accepted. Also the international card number is no longer provided on the cards issued in California by PacBell. If you want both you must go to AT&T. This whole area is one of casualties of the breakup. One of the biggest irritants to any one who travels or provides the service to others. hom