Path: utzoo!utgpu!jarvis.csri.toronto.edu!mailrus!ames!elroy!ucla-cs!wales
From: wales@valeria.cs.ucla.edu (Rich Wales)
Newsgroups: comp.sys.ibm.pc
Subject: Re: Computer Insurance
Message-ID: <24600@shemp.CS.UCLA.EDU>
Date: 6 Jun 89 23:02:13 GMT
References: <5404@cloud9.Stratus.COM>
Sender: news@CS.UCLA.EDU
Reply-To: wales@CS.UCLA.EDU (Rich Wales)
Distribution: usa
Organization: UCLA CS Department, Los Angeles
Lines: 39

In article <5404@cloud9.Stratus.COM>
dts@cloud9.Stratus.COM (Daniel Senie) writes regarding Safeware:

	Most insurers require a list of equipment and serial numbers,
	so that if there is a fire, there is some record of the equip-
	ment which was damaged. Safeware wants you to keep that your-
	self. I think they hope you keep it at home so there is no
	record in the event of a fire. (Hint: keep the list in a safe
	deposit box).

When I enrolled in Safeware (by phone), the representative specifically
asked me to keep my receipts, etc., somewhere *other* than where the
computer equipment was.

In any case, you should *always* keep receipts, photos, equipment lists,
etc. in a safe deposit box or other safe place.  *Don't* rely solely on
a list you've given your insurance agent.  For example, if the insurance
people turn out to be dishonest or incompetent, and "lose" the list you
gave them, and if you don't have another copy of your own, you lose.

	For around $25 I have a rider on my homeowners policy which
	covers MORE than Safeware, and it's through my local agent who
	I know and trust. . . .  So as long as you have homeowners or
	renters insurance, why pay Safeware for a separate policy?

Great.  Does this rider cover "business" or "for-profit" use of your
system?  The standard coverage in many homeowners policies doesn't;
the Safeware policy does.

	One final note: Safeware is just an insurance agent for
	Fireman's Fund (I think that's who they wrote my policy with).

My Safeware policy says it is by the "Central National Insurance Company
of Omaha", for what this may be worth.

-- Rich Wales // UCLA Computer Science Department // +1 (213) 825-5683
   3531 Boelter Hall // Los Angeles, California 90024-1596 // USA
   wales@CS.UCLA.EDU      ...!(uunet,ucbvax,rutgers)!cs.ucla.edu!wales
"This is yet another example of how our actions have random results."